Apartment Building Insurance

Proven Insurance Coverage For Your Apartment Building Or Rental Property

Your apartment buildings – and the rest of your property empire – likely represent your life’s financial success and a huge part of your future retirement income. How awful it is to see so many people in Orange County and Southern California cutting corners in their Landlord Insurance protection that could either cause a huge financial set-back or, worse, wipe them out in the event of a large claim.

Why do investment property owners cut the insurance corners, leaving them vulnerable to inadequate or no coverage? Generally, it’s all in an effort to extract a little bit more margin in their cash flow – that, or these Rental Property Insurance purchasers are concerned about rent control and other threats to their ownership of property they worked hard to obtain and maintain.

The truth is that the vast majority of southern Californian apartment and rental property owners want the right protection, at an affordable cost. At Huggins Dreckman Insurance, we work with our clients and advise them how to make the most advantageous purchase of insurance so as to properly protect their investments. Our clients are provided with the best Apartment Building Insurance in the industry: Mercury Insurance, Travelers Insurance, Safeco Insurance (1-4 units), Oregon Mutual Insurance, CIG, Guard and Seneca for most properties; we have many other markets for very large properties that require heavier coverage limits.

At Huggins Dreckman Insurance, you become a client at the outset. We ask the right questions to ensure that your building, liability, rental income and other important Landlord Insurance coverages are quoted and in place. Most clients are surprised at how much it costs to rebuild apartment and other income property following a devastating claim (or even a small water claim). No one – not you, our agency, or an insurance company – wants to ever say “there isn’t enough coverage”. While certain events are not insurable, or require additional policies (such as Earthquake or Flood Insurance), we’ll do our best to protect you.

Apartment and Landlord Insurance is about preparing yourself, as best as you can, for damaging events that result from an insurable loss. While you can handle the small stuff, you can prepare for larger claims by either building up a large slush fund for uninsured claims, or by purchasing the proper protection which includes:

As with any financial product you purchase, you get what you pay for. And think of it: We are all one spark or misstep away from a devastating personal and financial loss. Is your Rental Property Insurance up to the acid- test, or do you worry about it because you wanted to save a few bucks?

Huggins Dreckman Insurance: Your Insurance Professionals

At Huggins Dreckman Insurance, we protect apartment owners in California and especially in Orange and in San Diego Counties. We also protect 1-4 unit residential property owners all over the United States and have done so for decades with our Safeco 1-4 unit investor plan. We know the areas. We know the residents. We know how to protect you with the right type of insurance (see our Resources tab and links).

We insure hundreds of apartment units with Mercury, Travelers and other insurers programs. The experience you depend on is right here! So, choose right now to take advantage of this solid Apartment Building Insurance program.